- 100% free forever — no accounts, no paywalls, no limits.
- Private by design — every calculation runs in your browser; nothing is uploaded.
- Up-to-date rates — built on 2025/2026 tax bands and official VAT rates.
- Made for the US, UK and Europe — country-specific calculators, not one-size-fits-all.
100% free · No signup · Private
Free Online Calculators & Tools
Fast, accurate money, tax and everyday calculators built for the USA, UK and Europe. Every calculation runs in your browser — nothing is uploaded, ever.
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Mortgage & Loans
Monthly payments, interest and how extra pay-off saves you money
↗Paycheck & Salary
Take-home pay after tax for the US, UK, Germany, Netherlands & Ireland
↗VAT & Sales Tax
Add or remove VAT and sales tax for 7+ countries
↗Savings & Investing
See compound growth on savings and investments over time
↗Retirement (401k)
Project your retirement savings with employer match
↗Health & Fitness
BMI and daily calorie needs (TDEE) calculators
↗Everyday Tools
Percentage, age, word counter and discount calculators
↗Business Tools
Profit margin, markup and invoice generator for small business
↗Property & Stamp Duty
UK Stamp Duty Land Tax for any property price
↗Money Guides
Practical explainers on tax, salary and everyday money topics
Money & Finance
Paycheck Calculator (US)
Take-home pay after federal tax, Social Security, Medicare and state tax.
UK Salary Calculator
Net pay after income tax, National Insurance and student loan.
Net Salary Germany
Gross-to-net pay after German income tax and social contributions.
Net Salary Netherlands
Bruto naar netto: take-home pay after Dutch tax and premiums.
Salary Calculator Ireland
Take-home pay after PAYE, USC and PRSI.
Mortgage Calculator
Monthly repayment, total interest, and how extra payments save you money.
Loan Calculator
Personal, auto and business loan payments with full interest breakdown.
Compound Interest
See savings and investments grow with monthly contributions.
401(k) Calculator
Project retirement savings with employer match and compound growth.
Stamp Duty Calculator (UK)
SDLT on any property — standard, first-time buyer and second homes.
Sales Tax Calculator (US)
Add or reverse sales tax with rates for every US state.
Profit Margin Calculator
Gross margin, markup and profit from cost and price.
Hourly to Salary Calculator
Convert any hourly rate to weekly, monthly and yearly pay.
VAT Calculators by Country
VAT Calculator (All rates)
Add or remove VAT at any rate, with a custom-rate option.
VAT Calculator Ireland (23%)
Add or remove 23% Irish VAT instantly.
VAT Calculator Germany (19%)
Add or remove 19% German VAT (MwSt).
VAT Calculator France (20%)
Convert between HT and TTC prices.
VAT Calculator Netherlands (21%)
Add or remove 21% Dutch btw.
VAT Calculator Spain (21%)
Add or remove 21% Spanish IVA.
VAT Calculator Italy (22%)
Add or remove 22% Italian IVA.
Everyday & Business Tools
BMI Calculator
Body mass index with weight category and healthy weight range.
Age Calculator
Exact age in years, months and days — plus next birthday countdown.
Word Counter
Live word, character, sentence and reading-time counts.
Percentage Calculator
X% of Y, what % X is of Y, and percentage change.
Discount Calculator
Sale price after any discount, plus stacked extra savings.
Invoice Generator
Create a professional invoice and print or save it as a PDF.
TDEE & Calorie Calculator
Daily calories to maintain, lose or gain weight.
From the Blog
Average Salary in the UK 2026
Regional breakdown from London to the North East, with take-home pay for each.
How Much Mortgage Can I Afford?
The 4.5x income rule, deposits and worked examples for every salary band.
Gross vs Net Salary in Europe
How much of a 50,000 salary you keep in the UK, Ireland, Germany and the Netherlands.
UK Take-Home Pay 2025/26
What £30k, £40k and £50k salaries really mean after tax and National Insurance.
VAT Rates in Europe 2026
A complete country-by-country comparison of standard and reduced VAT rates.
$60,000 After Tax in the US
How state taxes change your take-home pay — with worked examples.